Monday, October 10, 2011

Hiring a Home Improvment Contractor | Home Improvement Tips

Hiring a home improvment contractor is a big decession to make, the bigger the job the bigger the decession. With current mortgage rates so low right now imagine financing a $50,000, $100,000 or $250,000 renovation and end up with a contractor that leaves you out in the cold. You should be able to request and see a copy of these items ahead of time and ask any questions you may have.Most states and localities require permits for building projects, even for simple jobs like decks.A ?mechanic?s lien? could be placed on your home if your contractor fails to pay the subcontractors and suppliers on your project.

Ask for a list of refences .How long have you been in business?Home Improvement Professionals Depending on the size and complexity of your project, you may choose to work with a number of different professionals. ?General Contractors manage all aspects of your project, including hiring and supervising subcontractors, getting building permits, and scheduling inspections. A general contractors hires all the other contractors, they are like mortgage brokers getting you a list of today?s mortgage rates, you deal with one person but have access to many. Just ask may I have a list of references?

Are you licensed and registered with the state?Ask each how long ago the project was completed and if you can see it.One caveat: No record of complaints against a particular contractor doesn?t necessarily mean no previous consumer problems.A competent contractor will get all the necessary permits before starting work on your project.Will you be using subcontractors on this project?

Also, the licensing requirements in one locality may be different from the requirements in the rest of the state.Some inspector associations and state regulations allow the inspector to perform repair work on problems uncovered in the inspection.The average on-site inspection time for a single inspector is two to three hours for a typical single-family house; anything significantly less may not be enough time to perform a thorough inspection.

Check with your local building department or consumer protection agency to find out about licensing requirements in your area.The licensing can range from simple registration to a detailed qualification process.Other associations and regulations strictly forbid this as a conflict of interest.This will help you determine how familiar the contractor is with your type of project.Otherwise, you?ll be held liable for any injuries and damages that occur during the project.Look for a well-established company and check it out with consumer protection officials.

If yes, ask to meet them, and make sure they have current insurance coverage and licenses, if required.What types of insurance do you carry?Contractors should have personal liability, worker?s compensation, and property damage coverage.They also work with architects and designers.The contractor should be able to give you the names, addresses, and phone numbers of at least three clients who have projects similar to yours.Designers have expertise in specific areas of the home, such as kitchens and baths. Mortgage rates today are very low right now you can finance a big job.Don?t Get Nailed Not all contractors operate within the law.

If your state has licensing laws, ask to see the contractor?s license.While most states license electrical and plumbing contractors, only 36 states have some type of licensing and registration statutes affecting contractors, remodelers, and/or specialty contractors.Speciality Contractors install particular products, such as cabinets and bathroom fixtures.The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable and will comply with a well-recognized standard of practice and code of ethics.

Hiring a Contractor Interview each contractor you?re considering.If the inspection is for a commercial property, then this should be asked about as well.Be suspicious if the contractor asks you to get the permit(s).They can tell you if there are unresolved consumer complaints on file.Avoid doing business with contractors who don?t carry the appropriate insurance.Will my project require a permit?Ask for explanations for price variations.

Your home may be your most valuable financial asset.Related experience in construction or engineering is helpful, but is no substitute for training and experience in the unique discipline of home inspection.If you?re not careful, you could lose your home through a home improvement loan scam.Some firms have architects on staff; others use certified designers.

That?s why it?s important to be cautious when you hire someone to work on it.If there are any areas you want to make sure are inspected, be sure to identify them upfront.Protect yourself by asking the contractor, and every subcontractor and supplier, for a lien release or lien waiver.

Newer inspectors can be very qualified, and many work with a partner or have access to more experienced inspectors to assist them in the inspection.Ask for copies of insurance certificates, and make sure they?re current.However, don?t consider an ad an indication of the quality of a contractor?s work.Architects design homes, additions, and major renovations.Home improvement and repair and maintenance contractors often advertise in newspapers, the Yellow Pages, and on the radio and TV.Don?t automatically choose the lowest bidder.Design/Build Contractors provide one-stop service.

Your best bet is a reality check from those in the know: friends, neighbors, or co-workers who have had improvement work done.It could mean that the contractor is not licensed or registered, as required by your state or locality.Here are some questions to ask.Additional inspectors may be brought in for very large properties and buildings.

They see your project through from start to finish.Get written estimates from several firms.Here are some tip-offs to potential rip-offs.That means the subcontractors and suppliers could go to court to force you to sell your home to satisfy their unpaid bills from your project.If your project includes structural changes, you may want to hire an architect who specializes in home remodeling.

The inspector should be able to provide his or her history in the profession and perhaps even a few names as referrals.Home Sweet Home Improvement Whether you?re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.

It may be that problems exist, but have not yet been reported, or that the contractor is doing business under several different names.How many projects like mine have you completed in the last year?Make sure it?s current.Also, tell the contractor that you?d like to visit jobs in progress.Also ask them if they were paid on time by this contractor.

Source: http://www.nantuckethousingoffice.org/hiring-a-home-improvment-contractor

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